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Kamal Agarwal

Kamal Agarwal
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Money Traps You Must Avoid

Money Traps You Must Avoid in Your 30s (Especially in India)

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Your 30s are a turning point. You’re likely earning more, maybe settling down, or even raising a family. But with financial freedom comes responsibility—and...
50-30-20-Rule

How to Split Your Salary: 50-30-20 Rule for Indian Millennials

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Struggling with where your salary goes every month? Whether you're a fresher earning ₹25,000 or a working professional with ₹80,000, the confusion remains: How...
Emergency Fund vs Savings Account

Emergency Fund vs Savings Account: What’s Better?

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🧾 Introduction Managing your money wisely isn't just about earning more—it's about being prepared. Two of the most commonly suggested tools in personal finance are...
Secured and Unsecured Loans Explained with Examples

Difference Between Secured and Unsecured Loans Explained with Examples

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🧾 Introduction In today’s financial world, loans are a common way to fulfill dreams—be it buying a house, starting a business, or managing emergencies. But...
Evening Routine for Students

Evening Routine for Students: How to Wind Down, Reset & Prepare for a Successful...

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For students, evenings can easily become a blur of endless scrolling, cramming, or mindless exhaustion. But what if those final hours of your day...
morning routine for success

The Ultimate Morning Routine for Success: Start Your Day Like High Performers Do

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What do successful CEOs, creators, athletes, and thinkers have in common? They don’t start their day by snoozing the alarm or scrolling social media.They start...
Digital Detox

10 Powerful Signs You Need a Digital Detox (And What to Do About It)

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In a world where we’re constantly connected to messages, notifications, reels, feeds, likes, emails — it’s easy to forget what it feels like to...
Consumption of Bhang

Is Consumption of Bhang Legal in India? Here’s Everything You Should Know

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Bhang has been part of India’s culture for centuries, from Shiva temples to Holi festivities. But with cannabis laws being strict in the country,...
Coin Zerodha Website

How to Buy Mutual Funds Using Zerodha Coin (2025 Beginner’s Guide)

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Zerodha is already a household name among Indian stock market enthusiasts, and its mutual fund platform — Zerodha Coin — makes it incredibly easy...
Start SIP Investment for Beginners in India Without a Broker

How to Start SIP Investment for Beginners in India Without a Broker (2025 Guide)

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Investing doesn’t need to be intimidating. If you’ve heard of SIPs but avoided them thinking they’re complicated, you're not alone. The good news? Starting...